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Company Introductions

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SHIVANSHAM Micro Finance Pvt Ltd (SHIVANSHAM)

SHIVANSHAM is Registered Company under the Indian Companies Act, 2013. We are authorized Business Correspondents to Banks and Non-Banking Financial Companies (NBFC’s) in India. ‘SHIVANSHAM’ is presently involved in providing micro-loans under the JLG model, individual enterprise loan (MSME), credit-linked insurance, on behalf of our banking partner.

We provide financial products and services in an efficient and transparent manner. SHIVANSHAM’ is promoted by professionals with extensive knowledge and experience in the Banking and NBFC industry, with a strong belief in responsible lending.

Award Winning

Finance categories winning more than 10 awards

Certified Company

Approved Finance company to provide loans

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Our Vision

To be a trusted provider of customer centric financial solutions for the socio-economic development of rural India.

Our Mission

To be a preferred choice for the financial services needs of underserved rural entrepreneurs. A catalyst in the growth of their enterprise and livelihood in a sustainable and responsible manner.

Company Introductions

All Loans Services

Home Loan

A home loan helps individuals purchase or construct residential property by borrowing funds from a financial institution. It typically involves monthly repayments with interest over a fixed tenure.

Mortgage Loan

A mortgage loan allows you to borrow funds by pledging your property as collateral. It’s ideal for raising capital while retaining ownership. Repayment is structured over a fixed tenure with interest.

Business Loan

A business loan provides financial support to entrepreneurs and companies for expansion, working capital, equipment purchase, or operational needs. It’s repaid in installments with interest over a set tenure.

Personal Loan

A personal loan is an unsecured loan offered by banks or financial institutions to meet individual needs like travel, medical emergencies, or debt consolidation.

industrial Loan

An industrial loan is a financial product offered to businesses for purchasing equipment, setting up factories, or expanding industrial operations. 

JLG Micro Loan

A JLG (Joint Liability Group) micro loan is a small, collateral-free loan offered to a group of 4–10 individuals, typically in rural or semi-urban areas. Members share equal responsibility for repayment.

Small Business Loan

A Small Business Loan is a loan offered to entrepreneurs or businesses to fund operations, expansion, or working capital needs. 

Car Loan

A Car Loan is like a bridge that connects you to your dream car. It is a convenient, affordable and hassle-free financial solution.

Get to Know About

Flexible and Quick Business
Loans For You

At SHIVANSHAM Micro FinancePvt. Ltd., we provide Flexible and Quick Business Loans designed to support small businesses, entrepreneurs, and MSMEs. Whether you need funds for working capital, expansion, inventory purchase, or equipment financing, our hassle-free loan solutions help you grow your business without financial stress.

Very Low Rates on
All Loans
99.9% Success
Rate Guarantee
Flexible with Your
Repayments
Trusted Company

Most of the People Trust on
Us For Fast Services

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Easy loan solutions for small agency, business and companies

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Submit Required Document and Details for loan approval

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Take our loans now and pay later when studies completed

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Get small loans for more needs in 2 hours with less documents

Our Team

Sonali Kalamukale

Founder MD-CEO

Sonali Kalamukale

Founder MD-CEO

Sonali Kalamukale

Founder MD-CEO

Customers Testimonials

Customers Testimonials

05 years of working experience

Our Benefits

Why Choose Us?

At SHIVANSHAM Micro Finance Pvt. Ltd., we are committed to providing fast, flexible, and affordable financial solutions that empower individuals, small businesses, and underserved communities. Here’s why thousands of customers trust us:

Quick & Hassle-Free Loan Approvals

Fast Processing: Get your loan approved within 24–48 hours.

Empowering Women & Small Businesses

Special loan programs for women entrepreneurs and self-help groups (SHGs).

Loan Process

90%

Consultancy

80%

Payment Benefits

85%

We Approve Loans
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Daily Payments
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Benefits of Group Lending for Small Entrepreneurs

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