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SHIVANSHAM Micro Finance Pvt Ltd (SHIVANSHAM)

SHIVANSHAM is Registered Company under the Indian Companies Act, 2013. We are authorized Business Correspondents to Banks and Non-Banking Financial Companies (NBFC's) in India. 'SHIVANSHAM' is presently involved in providing micro-loans under the JLG model, individual enterprise loan (MSME), credit-linked insurance, on behalf of our banking partner.

We provide financial products and services in an efficient and transparent manner. SHIVANSHAM' is promoted by professionals with extensive knowledge and experience in the Banking and NBFC industry, with a strong belief in responsible lending.

Award Winning

Finance categories winning more than 10 awards

Certified Company

Approved Finance company to provide loans

Pay Monthly ₹2500
Term of Use 8 Months
Total Pay Back ₹20000
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Our Vision

To be a trusted provider of customer centric solutions for the socio-economic development of rural India.

Our Mission

To be preferred choice for the financial services needs of underserved rural entrepreneurs. A catalyst in the growth of their enterprise and livelihood in a sustainable and responsible manner.

Company Introductions

All Loans Services

Home Loan

Home Loan

A home loan helps individuals purchase or construct residential property by borrowing funds from a financial institution.

Mortgage Loan

Mortgage Loan

A mortgage loan allows you to borrow funds by pledging your property as collateral, with flexible repayment terms.

Business Loan

Business Loan

A business loan provides financial support for entrepreneurs and companies for expansion, working capital, or equipment purchase.

Personal Loan

Personal Loan

A personal loan is an unsecured loan offered by banks or financial institutions to meet individual needs like travel, medical or debt consolidation.

Industrial Loan

Industrial Loan

An industrial loan is a financial product offered to businesses for purchasing equipment, setting up or expanding industrial operations.

JLG Micro Loan

JLG Micro Loan

A JLG (Joint Liability Group) micro loan is a small loan given to a group of 4-10 individuals, typically in rural or semi-urban areas, where members share responsibility for repayment.

Small Business Loan

Small Business Loan

A small business loan is tailored for entrepreneurs or businesses to fund operations, expansion or working capital needs.

Car Loan

Car Loan

A car loan is a bridge that connects you to your dream car. It is a convenient, affordable and hassle-free financial solution.

Get to know about

Flexible and Quick Business Loans For You

At SHIVANSHAM Micro Finance Pvt. Ltd, we provide flexible and quick business loans designed to support small businesses, entrepreneurs, and MSMEs. Whether you need funds for working capital, expansion, inventory purchase, or equipment financing, our hassle-free loan solutions help you grow your business without financial stress.

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Very Low Rates on All Loans

99.9% Success Rate Guarantee

Flexible with Your Repayments

Trusted Company

Most of the People Trust on Us For Fast Services

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Easy loan solutions for small agency, business and companies

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Submit required document and details for loan approval

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Take our loans now and pay later with studies completed

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Get small loans for more needs in 2 hours with less documents

Our Team

Sonali Kalamukale - Founder MD-CEO

Sonali Kalamukale

Founder MD-CEO
Sonali Kalamukale - Founder MD-CEO

Sonali Kalamukale

Founder MD-CEO
Sonali Kalamukale - Founder MD-CEO

Sonali Kalamukale

Founder MD-CEO
Our Testimonials

Customers Testimonials

SHIVANSHAM Micro Finance helped me expand my grocery store when no bank was ready to lend. The process was quick, and repayment was easy. Highly recommend!

Ramesh Verma
Ramesh Verma
Small Business Owner

As a first-time businesswoman, getting a loan was difficult. But SHIVANSHAM Micro Finance made it simple and hassle free. Thanks to them, my boutique is now running successfully.

Pooja Sharma
Pooja Sharma
Women Entrepreneur

Our group received a microloan that helped us start a small handicraft business. The financial literacy training also gave us confidence to manage our money better.

Sunita Devi
Sunita Devi
Self-help Group Member
Why Choose Us
05 years of working experience
Our Benefits

Why Choose Us?

At SHIVANSHAM Micro Finance Pvt. Ltd, we are committed to providing fast, flexible, and affordable financial solutions that empower individuals, small businesses, and underserved communities. Here's why thousands of customers trust us.

Quick & Hassle-Free Loan Approvals

Fast Processing: Get your loan approved within 24-48 hours.

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Empowering Women & Small Businesses

Special loan programs for women entrepreneurs and self-help groups (SHGs).

Loan Process
Consultancy
Payment Benefits

99%

We Approve Loans

₹50K

Daily Payments

900+

Happy Customers

25

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Core Values
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Core Values Diagram
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